Intellect Design Arena Ltd

liquidity management in banks refers to the processes and strategies that financial institutions, including banks, use to ensure that they have sufficient liquidity or the ability to meet their financial obligations as they come due. This includes managing the balance between short-term and long-term funding, as well as managing the bank's assets and liabilities to ensure that the bank has the necessary cash to meet its financial commitments. There are several key components to liquidity management in banks: Cash management: Banks need enough cash to meet the daily demand for withdrawals and other transactions. This requires forecasting cash flows and ensuring sufficient cash is in the bank's vaults and ATMs. Funding management: Banks need to ensure that they have a sufficient mix of short-term and long-term funding sources to meet their financial obligations. This includes managing the bank's deposits and access to other sources of funding, such as wholesale funding and t...

A change in revenue distribution between producers and consumers has resulted from the rapid fall of analog methods and the widespread usage of digitalization in response to the worldwide pandemic. Credit card and other electronic payment usage will increase. However, innovative new entrants like bitcoin and installment loans will threaten the status quo.  Value-added services can assist digital payments solution , processors, payment systems, and payment gateways to stand out in a crowded industry and increase recurring revenue. How Digital Payment Works One must utilize digital payment technology, such as a mobile wallet or a mobile payment app, to send and receive money or digital currency. Transactions conducted entirely online are known by several distinct labels, but they all mean the same thing. Core banking solutions in Indiafacilitate the use of digital currency in economic transactions. As e-commerce grows at an unprecedented rate, those involved in the industry must reth...